Foreword by the Management Board
Anyone seeking to shape the future must think strategically and have the courage to explore new paths – this is precisely what we do at Landwirtschaftliche Rentenbank.
The 2025 financial year marks a decisive step forward in our strategic development. With our new business strategy, we have established a clear, holistic framework for our future activities. It is consistently aligned with our core target groups and sets out precisely how we will effectively deliver on our promotional mandate in the years 2026 to 2030. It provides guidance for all divisions and employees and lays the foundation for everyone to actively contribute to fulfilling our promotional mandate.
A central pillar of the new business strategy is the further expansion of our promotional offering. During the reporting year, we introduced additional momentum with the new product area “grants from own funds”, with a focus on carbon accounting. The “GHG inventory grant” and the “GHG inventory interest bonus” are specifically designed to create incentives for investment in economically viable and forward-looking projects. The strong demand confirms that we are addressing a key need within the sector.
We do not view sustainability as an isolated objective, but as an integral component of a competitive agribusiness. Through our promotional portfolio, we support agriculture and rural areas in securing their competitiveness on a sustainable basis. We harness the sector’s willingness to change and enable targeted investments in innovation, digitalisation and economically viable sustainable production methods. In this way, we help businesses adopt new technologies, make processes more efficient and actively strengthen their future viability.
Since 2021, our Annual Report has included not only financial metrics but also information on environmental and social aspects. From this year onwards, we will publish a separate report in accordance with the CSRD, which will cover sustainability-related disclosures going forward.
We are systematically strengthening the future viability of our bank. Through targeted investments in our IT systems – particularly in IT security – we are enhancing our resilience and creating the basis for delivering our promotional mandate effectively over the long term. Our IT roadmap is now three-quarters complete.
We look back on the 2025 financial year with satisfaction. We have set new priorities and made the right strategic decisions. The positive development of our promotional activity confirms that we are on the right course. This Annual Report demonstrates how strategic clarity, effective promotion and responsible business conduct are closely interlinked at Landwirtschaftliche Rentenbank. We will continue to pursue this path with strong determination to shape the future.
