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Key Figures

From the balance sheet (in euro billions) 2025 2024
Total assets 90.5 95
Loans and advances to banks 57.8 65.6
Loans and advances to customers 7.1 7.0
Bonds and other fixed-income securities 18.9 16.7
Liabilities to banks 0.8 1.5
Securitised liabilities 80.5 83.8
Equity reported on the balance sheet 5.0 5.0

 

From the income statement (in euro millions) 2025 2024
Net interest income 228.8 287.5
Administrative expenses 146.2 130.8
Operating profit before provision for loan losses and valuation 86.6 161.6
Provision for loan losses and valuation 47.6 123.6
Net income 39.0 38.0
Distributable profit 19.5 19.0
Cost-income ratio in % 50.7 41.8
Employees (end of year) 492 459

 

Capital ratios (%) 2025 2024
Common Equity Tier 1 capital ratio 32.6 38.3
Tier 1 capital ratio 32.6 38.3
Total capital ratio 32.6 38.3
Leverage ratio 11.5 10.2

 

Rating Long-term rating Short-term rating
Standard & Poor’s AAA A-1+
Fitch Ratings AAA F1+
Scope Ratings AAA S-1+