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Key figures first half of 2026

Key figures as at 30 June 2026 (EUR million) H1 2026 H1 2025 % change
1. New business      
New business1 5,766.5 5,269.8 9.4
thereof special promotional loans 4,209.9 2,780.4 51.4
thereof prolongations and interest rate adjustments
special promotional loans
466.2 620.5 -24.9
thereof venture capital investments 35.3 3.8 >100
thereof other special promotional loans 1,055.1 1,865.1 -43.4
Funding      
Medium and long-term funding 8,000.2 6,477.1 23.5
of which:
Euro Medium Term Notes (EMTN)
6,086.3 4,792.4 27.0
Global bonds 1,289.3 1,332.9 -3.3
AUD MTN 574.5 291.8 96.9
Domestic capital market instruments 50.0 60.0 -16.7
       
2. Balance sheet 30 June 2026 30 June 2025  
Total assets 91,940.6 91,913.5 0.0
Loans and advances to banks 59,078.7 58,740.2 0.6
Loans and advances to customers 6,798.6 7,024.8 -3.2
Bonds and other fixed-income securities 20,667.5 18,962.7 9.0
Securitised liabilities 82,008.8 81,753.5 0.3
Equity (incl. Fund for general banking risk)
reported on the balance sheet (EUR billion)
5.0 4.9 2.0
       
3. Income statement H1 2026 H1 2025  
Net interest income 120.2 122.4 -1.8
Administrative expenses 72.1 66.3 8.7
Operating profit before
loan loss provisions and valuation effects
49.2 57.9 -15.0
Interim net income 46.7 57.9 -19.3
Cost-income ratio (in %) 48.3 45.1 3.2 % points
       
4. Capital ratio and Leverage ratio 30 June 2026 31 December 2025  
Total capital ratio (in %) 30.7 32.6 -1.9 % points
CET 1 capital ratio (in %) 30.7 32.6 -1.9 % points
Leverage ratio (in %) 10.8 11.5 -0.7 % points
Figures and percentages may not add up to the total provided due to rounding.

  1. To provide a clearer representation of the core promotional activities, the definition of new business has been changed. Prior-year figures have been adjusted for improved comparability.